:root {
  --navy-950: #041423;
  --navy-900: #071d32;
  --navy-800: #0b2943;
  --navy-700: #123d63;
  --blue-600: #2f70c9;
  --blue-500: #3b82f6;
  --blue-200: #b9d7ff;
  --gold-500: #f1b84b;
  --green-500: #45c987;
  --red-600: #a9212b;
  --ink: #0e263a;
  --slate: #526a7d;
  --mist: #f3f7fb;
  --ice: #eaf3ff;
  --line: #d7e2ec;
  --white: #fff;
  --max: 1200px;
  --radius: 22px;
  --shadow: 0 26px 80px rgba(4, 20, 35, .16);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 96px; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
a { color: inherit; }
img { display: block; max-width: 100%; }
button, a { -webkit-tap-highlight-color: transparent; }
button { font: inherit; }
h1, h2, h3 { margin-top: 0; color: inherit; line-height: 1.04; letter-spacing: -.04em; }
h2 { margin-bottom: 24px; font-size: clamp(2.3rem, 4vw, 4rem); }
h3 { font-size: 1.45rem; }
p { margin-top: 0; }

.skip-link {
  position: fixed;
  left: 1rem;
  top: -6rem;
  z-index: 999;
  padding: .8rem 1rem;
  color: var(--navy-900);
  background: white;
  border: 2px solid var(--blue-500);
  border-radius: 10px;
}
.skip-link:focus { top: 1rem; }

.law-bar { color: #d8e9f8; background: var(--navy-950); border-bottom: 1px solid rgba(255,255,255,.1); }
.law-bar-inner {
  max-width: var(--max);
  min-height: 40px;
  margin: 0 auto;
  padding: 8px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  font-size: .78rem;
  line-height: 1.35;
}
.law-bar strong { color: white; }
.law-bar a { color: var(--blue-200); font-weight: 800; text-decoration: none; white-space: nowrap; }
.law-bar a:hover, .law-bar a:focus-visible { color: white; text-decoration: underline; text-underline-offset: 4px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 60;
  background: rgba(255,255,255,.96);
  border-bottom: 1px solid rgba(7,29,50,.1);
  backdrop-filter: blur(15px);
}
.nav-wrap {
  max-width: var(--max);
  min-height: 82px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 26px;
}
.brand { flex: 0 0 auto; display: inline-flex; align-items: center; }
.brand img { width: 238px; height: auto; }
.nav-links { display: flex; align-items: center; gap: 23px; }
.nav-links a { color: #2b475e; font-size: .86rem; font-weight: 750; text-decoration: none; white-space: nowrap; }
.nav-links a:hover, .nav-links a:focus-visible { color: var(--blue-600); }
.nav-links .nav-cta {
  min-height: 44px;
  padding: 11px 16px;
  display: inline-flex;
  align-items: center;
  gap: 9px;
  color: white;
  background: var(--navy-900);
  border-radius: 10px;
}
.nav-links .nav-cta:hover, .nav-links .nav-cta:focus-visible { color: white; background: var(--blue-600); }
.menu-button { display: none; border: 0; background: transparent; color: var(--navy-900); font-weight: 850; padding: 10px; gap: 8px; }

.hero {
  position: relative;
  overflow: hidden;
  color: white;
  background:
    radial-gradient(circle at 78% 9%, rgba(59,130,246,.26), transparent 29rem),
    linear-gradient(135deg, var(--navy-950) 0%, var(--navy-800) 62%, #0b3254 100%);
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  opacity: .24;
  pointer-events: none;
  background-image:
    linear-gradient(rgba(185,215,255,.12) 1px, transparent 1px),
    linear-gradient(90deg, rgba(185,215,255,.12) 1px, transparent 1px);
  background-size: 52px 52px;
  mask-image: linear-gradient(to right, transparent, black 62%, transparent);
}
.hero::after {
  content: "";
  position: absolute;
  width: 640px;
  height: 640px;
  right: -290px;
  bottom: -340px;
  border: 1px solid rgba(185,215,255,.22);
  border-radius: 50%;
  box-shadow: 0 0 0 80px rgba(59,130,246,.04), 0 0 0 170px rgba(59,130,246,.025);
}
.hero-grid {
  position: relative;
  z-index: 1;
  max-width: var(--max);
  margin: 0 auto;
  padding: 92px 24px 82px;
  display: grid;
  grid-template-columns: 1.14fr .86fr;
  gap: 66px;
  align-items: center;
}
.eyebrow {
  margin: 0 0 18px;
  color: #b6d4f4;
  font-size: .77rem;
  font-weight: 900;
  letter-spacing: .15em;
  text-transform: uppercase;
}
.eyebrow.dark { color: var(--blue-600); }
.status-dot {
  display: inline-block;
  width: 8px;
  height: 8px;
  margin-right: 9px;
  border-radius: 50%;
  background: var(--green-500);
  box-shadow: 0 0 0 5px rgba(69,201,135,.12);
}
.hero-kicker {
  display: inline-flex;
  margin: 0 0 26px;
  padding: 8px 13px;
  color: #ffe1a5;
  background: rgba(241,184,75,.1);
  border: 1px solid rgba(241,184,75,.38);
  border-radius: 999px;
  font-size: .78rem;
  font-weight: 900;
  letter-spacing: .035em;
}
.hero h1 { margin-bottom: 30px; }
.limit-amount {
  display: block;
  color: white;
  font-size: clamp(4rem, 7vw, 7.2rem);
  font-weight: 950;
  letter-spacing: -.08em;
  line-height: .82;
  white-space: nowrap;
}
.limit-label {
  display: block;
  max-width: 720px;
  margin-top: 27px;
  color: #c1dbf3;
  font-size: clamp(1.65rem, 2.7vw, 2.75rem);
  font-weight: 850;
  line-height: 1.02;
  letter-spacing: -.045em;
}
.limit-label em { color: var(--gold-500); font-style: normal; }
.hero-lead { max-width: 745px; margin: 0; color: #d4e4f1; font-size: 1.14rem; line-height: 1.68; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 13px; margin: 34px 0 27px; }
.button {
  min-height: 54px;
  padding: 14px 21px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 11px;
  color: white;
  border: 1px solid transparent;
  border-radius: 11px;
  font-size: .93rem;
  font-weight: 850;
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
  transition: transform .2s ease, background .2s ease, border-color .2s ease, box-shadow .2s ease;
}
.button:hover, .button:focus-visible { transform: translateY(-2px); }
.button-primary { background: var(--blue-500); box-shadow: 0 14px 32px rgba(21,95,203,.32); }
.button-primary:hover, .button-primary:focus-visible { background: #5593f6; box-shadow: 0 18px 38px rgba(21,95,203,.38); }
.button-gold { color: var(--navy-950); background: var(--gold-500); box-shadow: 0 14px 34px rgba(241,184,75,.22); }
.button-gold:hover, .button-gold:focus-visible { color: var(--navy-950); background: #ffd06f; box-shadow: 0 18px 40px rgba(241,184,75,.3); }
.button-ghost { background: rgba(255,255,255,.06); border-color: rgba(255,255,255,.34); }
.button-ghost:hover, .button-ghost:focus-visible { background: rgba(255,255,255,.11); border-color: rgba(255,255,255,.68); }
.button-light { color: var(--navy-900); background: white; box-shadow: 0 14px 34px rgba(4,20,35,.15); }
.button-light:hover, .button-light:focus-visible { background: var(--ice); }
.button-dark { color: white; background: var(--navy-900); }
.button-dark:hover, .button-dark:focus-visible { background: var(--blue-600); }
.button-outline-dark { color: var(--navy-900); background: transparent; border-color: rgba(7,29,50,.25); }
.button-outline-dark:hover, .button-outline-dark:focus-visible { color: white; background: var(--navy-900); border-color: var(--navy-900); }
.proof-list { display: flex; flex-wrap: wrap; gap: 9px 23px; margin: 0; padding: 0; color: #b5ccde; font-size: .84rem; list-style: none; }
.proof-list li::before { content: "✓"; margin-right: 7px; color: var(--green-500); font-weight: 900; }

.hero-card {
  position: relative;
  padding: 31px;
  color: var(--ink);
  background: rgba(255,255,255,.96);
  border: 1px solid rgba(255,255,255,.6);
  border-radius: 25px;
  box-shadow: var(--shadow);
}
.hero-card::before {
  content: "";
  position: absolute;
  left: 31px;
  right: 31px;
  top: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--blue-500), var(--gold-500));
  border-radius: 0 0 4px 4px;
}
.hero-card-topline { display: flex; align-items: center; justify-content: space-between; gap: 16px; color: #60788a; font-size: .7rem; font-weight: 750; }
.live-chip { padding: 6px 9px; color: #176a47; background: #def8eb; border-radius: 999px; font-size: .68rem; font-weight: 900; text-transform: uppercase; letter-spacing: .06em; }
.hero-card-label { margin: 32px 0 8px; color: var(--blue-600); font-size: .72rem; font-weight: 900; letter-spacing: .11em; text-transform: uppercase; }
.hero-card-price { display: flex; align-items: flex-end; gap: 13px; margin-bottom: 26px; }
.hero-card-price strong { font-size: clamp(3.2rem, 5vw, 4.6rem); line-height: .9; letter-spacing: -.07em; }
.hero-card-price span { color: var(--slate); font-size: .79rem; line-height: 1.25; }
.contingent-addon { display: flex; align-items: center; justify-content: space-between; gap: 16px; margin: -6px 0 22px; padding: 13px 15px; color: var(--navy-900); background: #fff6e4; border: 1px solid #e9d2a4; border-radius: 12px; }
.addon-copy { min-width: 0; display: grid; gap: 3px; }
.addon-label { color: #735721; font-size: .75rem; font-weight: 750; line-height: 1.35; }
.addon-name { font-size: .875rem; font-weight: 800; line-height: 1.4; overflow-wrap: anywhere; }
.addon-price { flex: 0 0 auto; padding: 6px 10px; color: var(--navy-950); background: var(--gold-500); border-radius: 8px; font-size: 1.125rem; font-weight: 900; line-height: 1.2; white-space: nowrap; }
.program-featured .contingent-addon { color: white; background: rgba(241,184,75,.08); border-color: rgba(241,184,75,.35); }
.program-featured .addon-label { color: #f6d795; }
.hero-card-limit { display: flex; align-items: flex-end; justify-content: space-between; gap: 18px; margin: 0 -8px 25px; padding: 18px; color: white; background: var(--navy-900); border-radius: 14px; }
.hero-card-limit span { max-width: 135px; color: #bad2e5; font-size: .74rem; line-height: 1.35; }
.hero-card-limit span strong { color: white; }
.hero-card-limit > strong { font-size: 1.8rem; line-height: 1; letter-spacing: -.05em; white-space: nowrap; }
.hero-card-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0; margin: 0 0 24px; border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.hero-card-grid div { padding: 15px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.hero-card-grid dt { color: var(--slate); font-size: .7rem; }
.hero-card-grid dd { margin: 4px 0 0; color: var(--navy-900); font-size: .97rem; font-weight: 900; }
.card-link, .text-arrow { color: var(--blue-600); font-size: .83rem; font-weight: 850; text-underline-offset: 4px; }
.hero-source {
  position: relative;
  z-index: 2;
  max-width: var(--max);
  margin: 0 auto;
  padding: 15px 24px;
  display: flex;
  justify-content: space-between;
  gap: 30px;
  color: #9fb8cc;
  border-top: 1px solid rgba(255,255,255,.12);
  font-size: .72rem;
}
.hero-source span:first-child { color: white; font-weight: 850; white-space: nowrap; }

.application-launcher { padding: 28px 24px 0; background: white; }
.application-launcher-inner {
  max-width: calc(var(--max) - 48px);
  margin: 0 auto;
  padding: 31px 34px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 38px;
  color: white;
  background: linear-gradient(120deg, #174f7f, var(--blue-600));
  border-radius: 20px;
  box-shadow: 0 18px 46px rgba(31,93,153,.2);
}
.application-launcher-copy { max-width: 650px; }
.launcher-label { margin-bottom: 7px; color: #d5e8fb; font-size: .7rem; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.application-launcher h2 { margin-bottom: 9px; font-size: clamp(1.75rem, 3vw, 2.65rem); }
.application-launcher-copy > p:last-child { margin-bottom: 0; color: #dbeafb; font-size: .9rem; }
.application-launcher-actions { flex: 0 0 auto; display: flex; flex-direction: column; gap: 10px; }
.application-launcher .button-outline-dark { color: white; border-color: rgba(255,255,255,.45); }
.application-launcher .button-outline-dark:hover { color: var(--navy-900); background: white; border-color: white; }

.signal-strip {
  max-width: var(--max);
  margin: 0 auto;
  padding: 30px 24px;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  border-bottom: 1px solid var(--line);
}
.signal-strip div { padding: 4px 24px; border-right: 1px solid var(--line); }
.signal-strip div:first-child { padding-left: 0; }
.signal-strip div:last-child { border-right: 0; }
.signal-strip strong { display: block; color: var(--navy-900); font-size: 1.3rem; line-height: 1.2; letter-spacing: -.03em; }
.signal-strip span { display: block; margin-top: 4px; color: var(--slate); font-size: .76rem; }

.section { max-width: var(--max); margin: 0 auto; padding: 112px 24px; }
.section-intro { max-width: 800px; margin-bottom: 54px; }
.section-intro h2 { margin-bottom: 0; color: var(--navy-900); }
.section-intro.centered { max-width: 870px; margin-left: auto; margin-right: auto; text-align: center; }
.section-intro.centered > p:last-child { max-width: 720px; margin: 18px auto 0; color: var(--slate); font-size: 1.04rem; }

.law-layout { display: grid; grid-template-columns: 1.05fr .95fr; gap: 28px; align-items: stretch; }
.law-answer { padding: 42px; background: var(--mist); border: 1px solid var(--line); border-radius: var(--radius); }
.answer-label { margin-bottom: 14px; color: var(--blue-600); font-size: .72rem; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.law-answer h3 { margin-bottom: 23px; color: var(--navy-900); font-size: clamp(1.8rem, 3vw, 2.45rem); }
.law-answer > p:not(.answer-label) { color: #40596c; }
.law-answer strong { color: var(--navy-900); }
.law-answer .text-arrow { display: inline-block; margin-top: 12px; }
.scope-panel { padding: 10px 35px; color: white; background: var(--navy-900); border-radius: var(--radius); box-shadow: var(--shadow); }
.scope-item { display: grid; grid-template-columns: 42px 1fr; gap: 18px; padding: 29px 0; border-bottom: 1px solid rgba(255,255,255,.14); }
.scope-item:last-child { border-bottom: 0; }
.scope-number { color: var(--gold-500); font-size: .72rem; font-weight: 900; letter-spacing: .1em; }
.scope-item strong { display: block; margin-bottom: 7px; font-size: 1.02rem; }
.scope-item p { margin: 0; color: #bad0e0; font-size: .88rem; line-height: 1.55; }
.wc-answer { margin-top: 28px; padding: 28px 32px; display: grid; grid-template-columns: 46px 1fr; gap: 20px; color: #69222a; background: #fff0f1; border: 1px solid #f1c5c9; border-radius: 16px; }
.wc-icon { width: 42px; height: 42px; display: grid; place-items: center; color: white; background: var(--red-600); border-radius: 50%; font-weight: 950; }
.wc-answer .answer-label { margin: 0 0 6px; color: #8a2029; }
.wc-answer p:last-child { margin: 0; font-size: 1.02rem; }

.coverage-section { color: white; background: var(--navy-900); }
.coverage-section .section { max-width: var(--max); }
.coverage-heading { display: grid; grid-template-columns: 1fr .72fr; gap: 80px; align-items: end; margin-bottom: 48px; }
.coverage-heading h2 { margin-bottom: 0; }
.coverage-heading > p { margin: 0 0 5px; color: #b9cedd; }
.coverage-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.coverage-card { min-height: 360px; padding: 34px; color: var(--ink); background: white; border: 1px solid rgba(255,255,255,.14); border-radius: var(--radius); }
.coverage-card-featured { color: white; background: linear-gradient(145deg, #174e7c, var(--blue-600)); }
.card-index { display: block; margin-bottom: 75px; color: #6f8597; font-size: .69rem; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.coverage-card-featured .card-index { color: #d0e3fa; }
.coverage-big, .coverage-value { margin: 0 0 10px; color: var(--navy-900); font-weight: 950; letter-spacing: -.06em; line-height: .95; }
.coverage-big { color: white; font-size: clamp(3.2rem, 6vw, 5.6rem); }
.coverage-value { font-size: clamp(2.3rem, 4vw, 3.6rem); }
.coverage-card h3 { margin-bottom: 18px; font-size: 1.55rem; }
.coverage-card-featured > p:last-child { max-width: 560px; color: #dceafd; }
.coverage-card ul { margin: 22px 0 0; padding: 0; list-style: none; border-top: 1px solid var(--line); }
.coverage-card li { padding: 9px 0 9px 24px; position: relative; color: var(--slate); border-bottom: 1px solid var(--line); font-size: .87rem; }
.coverage-card li::before { content: "✓"; position: absolute; left: 0; color: var(--blue-600); font-weight: 900; }
.coverage-card > p:not(.coverage-value):not(.coverage-big) { color: var(--slate); font-size: .88rem; }
.coverage-card-featured > p:not(.coverage-value):not(.coverage-big) { color: #dceafd; }
.coverage-facts { margin: 19px 0 0; border-top: 1px solid var(--line); }
.coverage-facts div { padding: 9px 0; display: grid; grid-template-columns: minmax(0, 1fr) minmax(135px, auto); gap: 16px; align-items: start; border-bottom: 1px solid var(--line); }
.coverage-facts dt { color: var(--slate); font-size: .78rem; }
.coverage-facts dd { margin: 0; color: var(--navy-900); font-size: .78rem; font-weight: 900; text-align: right; overflow-wrap: anywhere; }

.owner-participant-section { padding-top: 102px; padding-bottom: 102px; }
.owner-participant-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.role-card { min-height: 560px; padding: 38px; display: flex; flex-direction: column; border-radius: var(--radius); }
.owner-card { color: white; background: var(--navy-900); box-shadow: var(--shadow); }
.participant-card { color: var(--ink); background: var(--ice); border: 1px solid #cbdff5; }
.role-card-top { display: flex; align-items: center; justify-content: space-between; gap: 20px; margin-bottom: 58px; }
.role-label { color: var(--gold-500); font-size: .72rem; font-weight: 900; letter-spacing: .1em; text-transform: uppercase; }
.participant-card .role-label { color: var(--blue-600); }
.role-time { padding: 6px 10px; color: #d0e4f4; background: rgba(255,255,255,.08); border-radius: 999px; font-size: .68rem; font-weight: 850; }
.participant-card .role-time { color: #28567f; background: white; }
.role-card h3 { margin-bottom: 15px; font-size: clamp(2rem, 3.2vw, 2.8rem); }
.role-card > p { color: #bed1e0; }
.participant-card > p { color: var(--slate); }
.role-card ul { margin: 15px 0 28px; padding: 0; list-style: none; }
.role-card li { position: relative; padding: 12px 0 12px 26px; color: #d5e3ed; border-bottom: 1px solid rgba(255,255,255,.13); font-size: .86rem; }
.role-card li::before { content: "✓"; position: absolute; left: 0; color: var(--green-500); font-weight: 950; }
.role-card li strong { color: white; }
.role-card .button { width: 100%; margin-top: auto; background: white; color: var(--navy-900); }
.participant-benefits { margin: 25px 0; display: grid; grid-template-columns: repeat(3, 1fr); background: white; border: 1px solid #cbdff5; border-radius: 15px; overflow: hidden; }
.participant-benefits div { padding: 19px 14px; border-right: 1px solid #d7e4f1; }
.participant-benefits div:last-child { border-right: 0; }
.participant-benefits strong { display: block; color: var(--navy-900); font-size: 1.35rem; letter-spacing: -.04em; }
.participant-benefits span { display: block; margin-top: 3px; color: var(--slate); font-size: .68rem; line-height: 1.3; }
.participant-instruction { margin-top: auto; padding: 24px; color: white; background: var(--blue-600); border-radius: 15px; }
.participant-instruction strong { display: block; margin-bottom: 7px; }
.participant-instruction p { margin: 0; color: #e3effd; font-size: .85rem; }
.documentation-note { max-width: 940px; margin: 22px auto 0; color: #738897; font-size: .72rem; text-align: center; }

.audience-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.audience-card { position: relative; overflow: hidden; min-height: 450px; padding: 40px; border: 1px solid var(--line); border-radius: var(--radius); }
.audience-card::after { content: ""; position: absolute; right: -90px; bottom: -90px; width: 230px; height: 230px; border: 1px solid currentColor; border-radius: 50%; opacity: .1; box-shadow: 0 0 0 42px currentColor; }
.law-card { color: white; background: var(--navy-900); border-color: var(--navy-900); }
.broad-card { background: var(--ice); border-color: #cbdff5; }
.audience-tag { margin-bottom: 52px; color: var(--blue-600); font-size: .72rem; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.law-card .audience-tag { color: var(--gold-500); }
.audience-card h3 { margin-bottom: 17px; font-size: clamp(2rem, 3.2vw, 2.7rem); }
.audience-card > p:not(.audience-tag) { max-width: 530px; color: var(--slate); }
.law-card > p:not(.audience-tag) { color: #bfd3e3; }
.check-list { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr 1fr; gap: 10px 18px; margin: 26px 0 0; padding: 0; list-style: none; }
.check-list li { padding-left: 25px; position: relative; font-size: .88rem; font-weight: 750; }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--blue-600); font-weight: 950; }
.law-card .check-list li::before { color: var(--green-500); }

.enrollment-section { color: white; background: linear-gradient(135deg, #1c5e99, #2f70c9); }
.enrollment-inner { max-width: var(--max); }
.enrollment-heading { max-width: 850px; margin-bottom: 58px; }
.enrollment-heading h2 { margin-bottom: 20px; }
.enrollment-heading > p:last-child { max-width: 720px; color: #d9eaff; font-size: 1.04rem; }
.enrollment-steps { margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; list-style: none; }
.enrollment-steps li { min-height: 330px; padding: 29px; display: flex; flex-direction: column; justify-content: space-between; background: rgba(7,29,50,.2); border: 1px solid rgba(255,255,255,.18); border-radius: 18px; backdrop-filter: blur(6px); }
.step-no { width: 42px; height: 42px; display: grid; place-items: center; color: var(--navy-900); background: white; border-radius: 50%; font-size: .78rem; font-weight: 950; }
.enrollment-steps h3 { margin-bottom: 12px; font-size: 1.45rem; }
.enrollment-steps p { margin: 0; color: #d7e9fa; font-size: .9rem; }
.enrollment-cta { margin-top: 22px; padding: 28px 30px; display: flex; align-items: center; justify-content: space-between; gap: 30px; color: var(--ink); background: white; border-radius: 18px; box-shadow: var(--shadow); }
.enrollment-cta span { display: block; color: var(--blue-600); font-size: .72rem; font-weight: 900; letter-spacing: .09em; text-transform: uppercase; }
.enrollment-cta strong { display: block; margin: 4px 0; color: var(--navy-900); font-size: 1.35rem; letter-spacing: -.02em; }
.enrollment-cta p { margin: 0; color: var(--slate); font-size: .85rem; }
.enrollment-cta .button-light { color: white; background: var(--navy-900); white-space: nowrap; }

.programs-heading { display: flex; align-items: flex-end; justify-content: space-between; gap: 45px; margin-bottom: 45px; }
.programs-heading h2 { max-width: 680px; margin-bottom: 0; color: var(--navy-900); }
.programs-heading .button { flex: 0 0 auto; }
.program-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.program-card { min-height: 505px; padding: 34px; display: flex; flex-direction: column; background: white; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 15px 46px rgba(7,29,50,.06); }
.program-featured { color: white; background: var(--navy-900); border-color: var(--navy-900); box-shadow: var(--shadow); }
.program-top { display: flex; align-items: center; justify-content: space-between; gap: 20px; margin-bottom: 42px; }
.program-no { color: #8499aa; font-size: .72rem; font-weight: 900; letter-spacing: .1em; }
.program-badge { padding: 6px 10px; color: #28567f; background: var(--ice); border-radius: 999px; font-size: .67rem; font-weight: 900; letter-spacing: .08em; text-transform: uppercase; }
.program-featured .program-no { color: #9fb8cc; }
.program-featured .program-badge { color: #ffe0a3; background: rgba(241,184,75,.12); }
.program-card h3 { margin-bottom: 13px; color: var(--navy-900); font-size: 2rem; }
.program-featured h3 { color: white; }
.program-for { min-height: 78px; color: var(--slate); font-size: .92rem; }
.program-featured .program-for { color: #bbd0df; }
.program-price { display: flex; align-items: flex-end; gap: 12px; margin: 8px 0 23px; }
.program-price strong { color: white; font-size: 3.35rem; letter-spacing: -.06em; line-height: .9; }
.program-price span { color: #bcd0df; font-size: .78rem; }
.program-card ul { margin: 0 0 22px; padding: 0; list-style: none; }
.program-card li { padding: 8px 0 8px 24px; position: relative; border-bottom: 1px solid var(--line); color: var(--slate); font-size: .86rem; }
.program-featured li { color: #d1e0eb; border-color: rgba(255,255,255,.13); }
.program-card li::before { content: "✓"; position: absolute; left: 0; color: var(--blue-600); font-weight: 900; }
.program-featured li::before { color: var(--green-500); }
.option-row { display: flex; align-items: center; justify-content: space-between; gap: 20px; margin-top: 12px; padding-top: 13px; border-top: 1px solid var(--line); }
.option-row strong { color: var(--navy-900); }
.option-row span { color: var(--blue-600); font-weight: 900; }
.option-copy { margin: 3px 0 5px; color: var(--slate); font-size: .78rem; }
.platform-note { margin: -1px 0 8px; color: #6a7f90; font-size: .72rem; line-height: 1.45; }
.program-link { margin-top: auto; padding-top: 20px; color: var(--blue-600); font-weight: 900; text-decoration: none; border-top: 1px solid var(--line); }
.program-link:hover, .program-link:focus-visible { text-decoration: underline; text-underline-offset: 4px; }
.program-featured .program-link { color: white; border-color: rgba(255,255,255,.13); }
.program-footnote { margin: 25px 0 0; color: #718696; font-size: .73rem; line-height: 1.55; }

.faq-section { background: var(--mist); border-top: 1px solid var(--line); }
.faq-inner { display: grid; grid-template-columns: .72fr 1.28fr; gap: 90px; align-items: start; }
.faq-heading { position: sticky; top: 118px; }
.faq-heading h2 { color: var(--navy-900); }
.faq-heading > p:not(.eyebrow) { color: var(--slate); }
.faq-heading .text-arrow { display: inline-block; margin-top: 12px; }
.faq-list { border-top: 1px solid #cbd8e3; }
.faq-list details { border-bottom: 1px solid #cbd8e3; }
.faq-list summary { position: relative; padding: 25px 46px 25px 0; cursor: pointer; color: var(--navy-900); font-size: 1.04rem; font-weight: 850; line-height: 1.35; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: 4px; top: 20px; color: var(--blue-600); font-size: 1.6rem; font-weight: 500; }
.faq-list details[open] summary::after { content: "−"; }
.faq-list details p { margin: -3px 0 25px; color: var(--slate); }
.faq-list details p strong { color: var(--red-600); }

.final-cta { padding: 104px 24px; color: white; background: var(--navy-900); }
.final-cta-inner { max-width: 880px; margin: 0 auto; text-align: center; }
.final-cta h2 { margin-bottom: 21px; font-size: clamp(2.5rem, 5vw, 4.8rem); }
.final-cta-inner > p:not(.eyebrow) { max-width: 690px; margin: 0 auto; color: #bdd1e0; font-size: 1.05rem; }
.centered-actions { justify-content: center; }
.contact-line { margin-top: 24px; display: flex; justify-content: center; gap: 10px; color: #c6d9e7; font-size: .88rem; }
.contact-line a { font-weight: 800; text-decoration: none; }
.contact-line a:hover { color: white; text-decoration: underline; }

footer { color: #b7cbda; background: var(--navy-950); border-top: 1px solid rgba(255,255,255,.08); }
.footer-grid { max-width: var(--max); margin: 0 auto; padding: 72px 24px 48px; display: grid; grid-template-columns: 1.3fr .8fr .65fr .75fr; gap: 50px; }
.footer-brand img { width: 245px; margin-bottom: 19px; padding: 12px 14px; background: white; border-radius: 8px; }
.footer-brand p { max-width: 380px; font-size: .88rem; }
.footer-grid h2 { margin-bottom: 15px; color: white; font-size: .72rem; letter-spacing: .12em; text-transform: uppercase; }
.footer-grid a { display: block; margin: 7px 0; color: #b7cbda; font-size: .84rem; text-decoration: none; }
.footer-grid a:hover, .footer-grid a:focus-visible { color: white; }
.footer-grid > div:last-child p { margin: 7px 0; font-size: .84rem; }
.legal { max-width: var(--max); margin: 0 auto; padding: 26px 24px 38px; border-top: 1px solid rgba(255,255,255,.1); color: #8199aa; font-size: .71rem; line-height: 1.55; }
.legal p:first-child { max-width: 1120px; }
.mobile-cta { display: none; }

.js .reveal { opacity: 0; transform: translateY(22px); transition: opacity .65s ease, transform .65s ease; }
.js .reveal.in-view { opacity: 1; transform: none; }

@media (max-width: 1120px) {
  .nav-links { gap: 15px; }
  .nav-links a { font-size: .8rem; }
  .brand img { width: 220px; }
  .hero-grid { gap: 38px; }
}

@media (max-width: 980px) {
  .law-bar-inner { justify-content: center; text-align: center; }
  .law-bar a { display: none; }
  .menu-button { display: inline-flex; align-items: center; }
  .nav-links {
    position: absolute;
    left: 0;
    right: 0;
    top: 82px;
    display: none;
    padding: 15px 22px 24px;
    flex-direction: column;
    align-items: stretch;
    gap: 3px;
    background: white;
    border-bottom: 1px solid var(--line);
    box-shadow: 0 20px 35px rgba(7,29,50,.13);
  }
  .nav-links.open { display: flex; }
  .nav-links a { padding: 10px 7px; font-size: .92rem; }
  .nav-links .nav-cta { justify-content: center; margin-top: 6px; }
  .hero-grid { grid-template-columns: 1fr; gap: 52px; }
  .hero-copy { max-width: 790px; }
  .hero-card { max-width: 690px; }
  .signal-strip { grid-template-columns: repeat(3, 1fr); gap: 20px 0; }
  .signal-strip div:nth-child(3) { border-right: 0; }
  .signal-strip div:nth-child(4) { padding-left: 0; }
  .law-layout, .coverage-heading, .faq-inner { grid-template-columns: 1fr; gap: 35px; }
  .application-launcher-inner { align-items: stretch; flex-direction: column; }
  .application-launcher-actions { display: grid; grid-template-columns: 1fr 1fr; }
  .coverage-heading { align-items: start; }
  .faq-heading { position: static; max-width: 650px; }
  .enrollment-steps { grid-template-columns: 1fr; }
  .enrollment-steps li { min-height: 230px; }
  .footer-grid { grid-template-columns: 1.25fr 1fr 1fr; }
  .footer-grid > div:last-child { grid-column: 2 / 4; }
}

@media (max-width: 760px) {
  html { scroll-padding-top: 76px; }
  body { padding-bottom: 66px; }
  .law-bar-inner { min-height: 36px; padding: 7px 16px; font-size: .68rem; }
  .site-header { top: 0; }
  .nav-wrap { min-height: 72px; padding: 0 18px; }
  .brand img { width: 202px; }
  .nav-links { top: 72px; padding-left: 18px; padding-right: 18px; }
  .hero-grid { padding: 70px 18px 62px; gap: 42px; }
  .hero-kicker { border-radius: 10px; }
  .limit-amount { font-size: clamp(3.2rem, 15.5vw, 5.7rem); white-space: normal; }
  .limit-label { margin-top: 20px; font-size: clamp(1.5rem, 7.4vw, 2.1rem); }
  .hero-lead { font-size: 1.02rem; }
  .hero-actions { flex-direction: column; }
  .button { width: 100%; }
  .proof-list { flex-direction: column; gap: 6px; }
  .hero-card { padding: 25px; border-radius: 19px; }
  .hero-card::before { left: 25px; right: 25px; }
  .hero-card-price strong { font-size: 3.4rem; }
  .hero-card-limit { align-items: flex-start; flex-direction: column; }
  .hero-card-grid { grid-template-columns: 1fr; }
  .hero-source { padding: 14px 18px; display: block; }
  .hero-source span { display: block; }
  .hero-source span + span { margin-top: 5px; }
  .application-launcher { padding: 18px 18px 0; }
  .application-launcher-inner { padding: 27px 24px; }
  .application-launcher-actions { grid-template-columns: 1fr; }
  .signal-strip { grid-template-columns: 1fr 1fr; padding: 24px 18px; }
  .signal-strip div { padding: 2px 14px; }
  .signal-strip div:nth-child(2), .signal-strip div:nth-child(4) { border-right: 0; }
  .signal-strip div:nth-child(3), .signal-strip div:nth-child(5) { padding-left: 0; }
  .signal-strip div:nth-child(3) { border-right: 1px solid var(--line); }
  .section { padding: 78px 18px; }
  .section-intro { margin-bottom: 38px; }
  .law-answer { padding: 29px 25px; }
  .scope-panel { padding: 8px 25px; }
  .wc-answer { padding: 23px; grid-template-columns: 1fr; }
  .coverage-grid, .audience-grid, .program-grid, .owner-participant-grid { grid-template-columns: 1fr; }
  .coverage-card { min-height: 0; padding: 29px 25px; }
  .card-index { margin-bottom: 48px; }
  .coverage-big { font-size: clamp(3rem, 14vw, 4.8rem); }
  .coverage-facts div { grid-template-columns: 1fr; gap: 3px; }
  .coverage-facts dd { text-align: left; }
  .role-card { min-height: 0; padding: 31px 26px; }
  .role-card-top { margin-bottom: 42px; }
  .participant-benefits { grid-template-columns: 1fr; }
  .participant-benefits div { border-right: 0; border-bottom: 1px solid #d7e4f1; }
  .participant-benefits div:last-child { border-bottom: 0; }
  .audience-card { min-height: 0; padding: 32px 27px; }
  .audience-tag { margin-bottom: 38px; }
  .check-list { grid-template-columns: 1fr; }
  .enrollment-steps li { min-height: 255px; padding: 25px; }
  .enrollment-cta { padding: 25px; flex-direction: column; align-items: stretch; }
  .programs-heading { align-items: stretch; flex-direction: column; }
  .program-card { min-height: 0; padding: 29px 25px; }
  .program-for { min-height: 0; }
  .program-link { margin-top: 22px; }
  .faq-list summary { font-size: .98rem; }
  .final-cta { padding: 80px 18px; }
  .contact-line { flex-wrap: wrap; }
  .footer-grid { grid-template-columns: 1fr; padding: 58px 18px 38px; }
  .footer-grid > div:last-child { grid-column: auto; }
  .legal { padding: 25px 18px 35px; }
  .mobile-cta {
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 80;
    min-height: 62px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    box-shadow: 0 -10px 28px rgba(4,20,35,.2);
  }
  .mobile-cta a { display: grid; place-items: center; padding: 10px; color: white; background: var(--navy-900); font-size: .76rem; font-weight: 900; line-height: 1.2; text-align: center; text-decoration: none; }
  .mobile-cta a + a { background: var(--blue-600); }
}

@media (max-width: 390px) {
  .brand img { width: 184px; }
  .hero-card-grid dd { font-size: .9rem; }
  .signal-strip strong { font-size: 1.13rem; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .js .reveal { opacity: 1; transform: none; }
}